Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
We've got you covered.
Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Life Insurance
Life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
Critical Illness
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance pays typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.
Retirement
A secure, comfortable retirement is every person’s dream. Since we're living longer, healthier lives, we can expect to spend more time in retirement than our parents and grandparents did. Achieving the dream of a secure, comfortable retirement is much easier when you plan your finances accordingly.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
ABOUT THE LUKE AGENCY
Your Trusted Insurance Professionals:
Luke Agency is an independent life and health insurance agency located in Virginia Beach, Virginia. In life you face many important financial decisions and having a solid understanding of your choices may make a world of difference in what you decide to do.
At Luke Agency we want to help you navigate through the Medicare maze and life insurance by providing the education you deserve. A sound education leads to sound decisions.
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Debbie Luke provided professional insight and her considerable expertise regarding the myriad of Medicare Advantage plans available in my zip code. She walked me through the selection process step by step, from reviewing whether my current care team was in or out of network with the various plans, medication copays, and once the plan was selected we completed my application right then. With her assistance and skills, the process of selecting and enrolling in a Medicare Advantage plan was seamless and left me feeling confident in my decision. Thank you, Debbie!!
Debbie Luke is very professional and a joy to work with
Debbie had sooooo much information for us. Set my mind at ease applying for Medicare. Saved us $ on drug plans. Definitely would recommend her. So happy.
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